Fixing Your Financial Health Isn't Easy But It Is Possible

**Some of the links in this post are affiliate links, meaning, at no additional cost to you, I will earn a commission if you choose to make a purchase.

Are you worried about your financial health? If so, then you need to ensure that you are making the right decisions. It’s important to get on top of your finances because if you don’t do this it’s common for the situation to take a dire turn. Here are our recommendations in terms of what you should be doing. 

Pexels Source CCO Licensex

Be Honest

If you want to fix your financial issues, the first thing that you need to do is start being honest with yourself. You’re never going to fix your finances unless you can admit that there is actually a problem. This is quite difficult for some people to do because avoiding the issue allows you to live beyond your means and access a better quality of life which is often great fun. However, it’s never long before you realize that things are getting a little too dicey and you need to act. 

Clear The Debt 

Once you have admitted that there is an issue that needs to be resolved you have to think about how to clear your debt once and for all. There are numerous ways to do this. If you’re wondering how to pay off debt, then you’re already going to be on the right track here. You just need to think about how much debt you’re dealing with because this is going to determine the right path to follow. For instance, you could have limited levels of personal debt. If that’s the case, setting a budget could clear it up completely. Alternatively, it’s possible that you have debt from multiple creditors. If that’s the case, you should think about a debt consolidation loan instead. 

Set A Budget

If you choose to, you can set a budget. Setting a budget will allow you to take control of your financial situation. It will ensure that you’re no longer being controlled by your money. To set a budget, you need to calculate all your incoming costs and then subtract any bills that you have. By doing so, you will be able to guarantee that you know exactly how much you are spending and how much you have leftover to play with each month. It can be tricky at first to live on a budget but once you get used to it, it can be very freeing. You’ll no longer have to worry that every decision you make is pushing you further towards higher levels of debt. 

Build More Income Opportunities

Finally, you need to think about how to expand your income. There are lots of ways to do this. However, ideally, you should be looking at both side hustles and passive incomes. These choices are going to help guarantee that you can boost your income without it eating into your spare time. In terms of passive income options, you might want to consider investment opportunities. There are lots of investments that could be right for you. Penny stocks are a great idea because they come with low levels of risk and a high chance of success. 

Having a Baby? Here are 3 Top Tips to Ensure You’re Prepared

**Some of the links in this post are affiliate links, meaning, at no additional cost to you, I will earn a commission if you choose to make a purchase.

Photo by Andreas Wohlfahrt from Pexels

Finding out that you’re pregnant is one of the most exciting experiences in your life. However, it’s also one of the most daunting. Although no one can be fully prepared for what comes your way, it’s good to do your research so that you’re as prepared as possible. Motherhood and fatherhood is a journey unlike any other, and without this preparation, it might come to the due date and you’re not ready for the changes.

Online Success: How to Promote Your Travel Blog

**Some of the links in this post are affiliate links, meaning, at no additional cost to you, I will earn a commission if you choose to make a purchase.

Travel blogging might just be everyone's dream job. Taking adventures all over the world without any proper schedule and a lot of free time is something that you would die for.  

You might quit your job as an employee sitting behind a desk and travel. However, you will find that not everyone has the tools to turn travel blogging into a living. If you want to succeed as a blogger, you must find a way to make your content stand out. Here are a few tips to help people reach the dream of becoming a successful travel blogger:

Find Your Market

The key to the success of any form of blogging is to determine your audience. You will be focusing on a specific age group who wants to know what it feels like to do something they wished they can achieve. Your travel schedule and destination depend on finding your market, which is why it is crucial to make everything clear before you start going places.

If you want an audience that prefers to learn history, you will adjust your trips to include museums and world heritage sites. A lot of people want to learn more about popular beaches, which is why you should consider conquering every hidden paradise the Earth has to offer. If your determined audience wants food, you should let them enjoy videos of the tastiest dishes all over the world. There is a lot of content to produce in the world, which is why you need to find something that you could stick to for success.

Focus on Producing Content

Watching other people's blogs might encourage you to do the same, especially when you find out the stories of how they started. However, you will find that there is a lot that they are not telling you.

Travel bloggers did not get the recognition they have because they started producing videos. They planned and worked hard to complete quality content that their audience can use for their purposes. You might notice that you will not gain enough followers during your first attempts. You need to be patient and focus on your content. When you continue to produce quality videos, people will start to take notice. When people watch your videos, you will be able to earn sponsors to help you transform blogging into a business.

Aim for Something Unique

With travel blogging becoming a dream job, you will have a lot of rivals in the gig. Sadly, those who produce the same content might get lost in the mix. You will not be able to earn a profit if you do not find a way to stand out. You need to aim for something unique in your content to attract followers. Celebrities often talk about their experience, but they already have a following. Some bloggers gain success by giving trivial facts about the places they visit. You should try to find what will make your blog shine among the rest.

Use of Advertising Strategies

Like every other business, you will need to focus on advertising strategies to promote your blog. However, you will be your travel blog's product, which means that you must find a way to advertise yourself. You can hire a professional photographer in the Philippines to help produce teasers for your videos. You can also seek a mentor to help you take good shots, or better yet take your photographer with you (if possible). Advertising is essential to every business, including travel blogging. If you want to succeed as a blogger, you need to invest in your advertising skills.  You will need to stay patient when you decide to pursue your dreams of travel blogging. When you get the sponsors and the followers you need, you will find that it is a job worth pursuing.

8 Questions to Ask Yourself to Design The Life Of Your Dreams

**Some of the links in this post are affiliate links, meaning, at no additional cost to you, I will earn a commission if you choose to make a purchase.

With the new year upon us, it is the perfect time to reevaluate where you are in life and where you want to go.

What Is Enough? How Do You Know When You Have "It"?

**Some of the links in this post are affiliate links, meaning, at no additional cost to you, I will earn a commission if you choose to make a purchase.

Over a month ago was my birthday and I wrote a post On the Verge of 40. In it, I describe my feelings of insecurity, doubt, worry, and generally being unsure.  My vow was to focus on feeling that I am enough as I am.  I have actually, to my surprise, thought of this every day and tried to squash out those feelings of inadequacy whenever they pop up.  Or I've tried to figure what the root cause of what that feeling is and attempted to rectify it.  

Journey to Finding Life's Purpose - Part 1

**Some of the links in this post are affiliate links, meaning, at no additional cost to you, I will earn a commission if you choose to make a purchase.


Do you wake up each day dreading the idea of spending another day at work? You might even feel the need to be a part of something bigger and more meaningful. If you’ve failed to discover and build your life around your life purpose, you might feel dissatisfied with your life. Determining the purpose of your life can be a simple process.

Journey to Finding Life's Purpose - Part 2

**Some of the links in this post are affiliate links, meaning, at no additional cost to you, I will earn a commission if you choose to make a purchase.

QUESTIONS TO REVEAL THE PURPOSE OF YOUR LIFE

It’s impossible to find your purpose without a degree of self-reflection. Answers are the result of asking questions. Asking the right questions will provide the answers you seek. 

My Perfect Day - #myperfectday

**Some of the links in this post are affiliate links, meaning, at no additional cost to you, I will earn a commission if you choose to make a purchase.

My fellow blogger, Joan Senio, of Kindness, Coaching, and Compassion, recently wrote a post about her perfect day. I've been meaning to write a similar post, but sometimes life gets in the way!

On The Verge of 40

**Some of the links in this post are affiliate links, meaning, at no additional cost to you, I will earn a commission if you choose to make a purchase.

Sunday is my birthday and I will be 39.  It's such a lackluster sort of birthday - you aren't quite yet the BIG 40, but you are literally at the threshold of moving into your forties.  

Lack of Time is Lack of Priorities

**Some of the links in this post are affiliate links, meaning, at no additional cost to you, I will earn a commission if you choose to make a purchase.

Time Management

At the end of the day, it’s all about time management. When it comes to time management, we don’t want to admit we don't have it all together. It’s one of the hardest issues to face and can be a challenge. However, the good news is it’s very doable.

The Focus and Action Required to Achieve Your Dream Life Now

**Some of the links in this post are affiliate links, meaning, at no additional cost to you, I will earn a commission if you choose to make a purchase.

Focus on Your Goals

Meditate on your goals. If you’re like most dreamers, your dreams are so big and so vast, you think about them and just as quickly, you put them aside because they are too big and too unrealistic. Rather than look at the big dramatic picture of your dreams, meditate on your goals.

6 Tips For Achieving The Life Of Your Dreams

**Some of the links in this post are affiliate links, meaning, at no additional cost to you, I will earn a commission if you choose to make a purchase.